Papers by Mark Schreiner
(C.V.) and
others.
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Scoring for Microfinance (June 2003)
[English presentation]
[Ponencia castellano]
[Document français]
Benefits and Pitfalls of Statistical Credit Scoring for
Microfinance (January 2004)
[English abstract]
[English paper] [Resumen Castellano]
[Documento Castellano]
[Résumé français]
[Document français]
Can Scoring Help Attract Profit-Minded Investors to Microcredit? (June 2004)
[English abstract] [English presentation] [English paper] [Documento castellano] [Résumé français] [Document français]Credit Scoring for Microfinance: Can It Work? (November 2000)
[English abstract]
[English paper]
[Resumen castellano]
[Documento castellano]
Do-It-Yourself Scoring Trees for Microfinance (January 2001)
[English presentation]
[Ponencia castellano]
Credit Scoring, Banks, and Microfinance: Balancing High-Tech with High-Touch (December 2005)
[English abstract] [English paper] [Documento castellano]
Drop-Out from Individual Development Accounts: Prediction and
Prevention (October 2004)
[Abstract]
[Paper]
A Scoring Model of the Risk of Costly Arrears at a Microfinance
Lender in Bolivia (April 2004)
[English Abstract]
[English Paper]
[Resumen Castellano]
[Documento Castellano]
Scoring Drop-Out at a Microlender in Bolivia (March 2003)
[English Abstract]
[English paper]
[Resumen Castellano]
[Documento Castellano]
[Résumé Français]
Simple Poverty Scorecards (June 2007)
[English presentation]
[Ponencia
castellano]
A Simple Poverty Scorecard for Peru (February 2009)
[English paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
[Figuras Castellano] [Castellano hoja de calculo de entrada de datos] [Castellano documentación hoja de calculo de entrada de datos]
[English paper May 2008] [English data-entry spreadsheet May 2008] [English data-entry spreadsheet documentation May 2008]
[Figuras Castellano Mayo 2008] [Castellano hoja de calculo de entrada de datos Mayo 2008]
A Simple Poverty Scorecard for Bangladesh
(April 2009, using 2005 HIES data)
[English paper] [English data-entry software] [English data-entry software documentation]
(May 2006, using 2000 HIES data)
A Simple Poverty Scorecard for Ethiopia (April 2009)
[English paper]
[English
data-entry software]
[English
data-entry software documentation]
Is One Simple Poverty Scorecard Enough for India? (August 2006)
[English abstract] [English paper]
A Simple Poverty Scorecard for Ecuador (December 2008)
[English paper]
[English
data-entry software]
[English
data-entry software documentation]
[Documento Castellano] [Castellano hoja de calculo de entrada de datos] [Castellano documentación hoja de calculo de entrada de datos]
A Simple Poverty Scorecard for Pakistan (February 2006)
[English abstract] [English paper]
A Simple Poverty Scorecard for Malawi
(February 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
A Simple Poverty Scorecard for Morocco (March 2007)
[English abstract] [English paper]
A Simple Poverty Scorecard for Nigeria (October 2008)
[English abstract] [English paper]
[English
data-entry Spreadsheet]
A Simple Poverty Scorecard for Indonesia (March 2009)
[English paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
A Simple Poverty Scorecard for Vietnam (March 2009, using 2006 VHLSS)
[English paper]
[English
data-entry software]
[English
data-entry software documentation]
[Tiếng Việt data-entry software] [Tiếng Việt Tài lieu cho phân mêm nhap d lieu]
(August 2008, using 2004 VHLSS)
[English paper]
[English presentation]
[English
data-entry software]
[English
data-entry software documentation]
[Presentation Tiếng Việt] [Tiếng Việt data-entry software] [Tiếng Việt Tài lieu cho phân mêm nhap d lieu]
A Simple Poverty Scorecard for Kenya (August 2008)
[English abstract] [English paper]
[English
data-entry Spreadsheet]
A Simple Poverty Scorecard for Palestine (September 2008)
[English abstract] [English paper]
[English
data-entry Spreadsheet]
A Simple Poverty Scorecard for Bolivia (October 2006)
[English abstract] [English paper]
A Simple Poverty Scorecard for Haiti (June 2006)
[English abstract] [English paper]
Measuring poverty of microfinance clients in Haiti (Sept. 2006, by Rob Fuller)
[English abstract] [English paper]
A Simple Poverty Scorecard for México (October 2006)
[English
abstract] [English
paper]
[Resumen
castellano]
[Documento
castellano]
A Simple Poverty Scorecard for the Philippines (February 2009)
[English paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation] [English paper
using 2002 APIS]
A Simple Poverty Scorecard for Nepal
(February 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
A Simple Poverty Scorecard for South Africa
(April 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
A Simple Poverty Scorecard for Yemen
(May 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
Poverty Scorecards: Lessons from a Microlender in Bosnia-Herzegovina
(December 2004)
[English abstract] [English
short paper]
[English
long paper]
Un índice de pobreza para México (February 2006)
[Resumen Castellano]
[Documento Castellano]
A Simple Poverty Scorecard for Mali
(July 2008)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
[Document français] [Tableur saisie donnés français] [Document tableur saisie donnés français] [Exposé français]
Response to IRIS Questions on Poverty Scorecards
(December 2005)
[English
paper]
Credit Scoring: Is It Right for Your Bank? (by
Dean Caire, February
2003)
[Abstract]
[Paper] [Back]
Building Credit Scorecards for Small Business Lending in Developing
Markets (by Dean Caire, November
2004)
[Abstract] [Paper] [Back]
Credit Scoring for Leasing (by
Dean Caire, August 2005)
[Abstract]
[Paper] [Back]
Development Finance Institutions: Measuring Their Subsidy
(1999)
[Abstract]
[Paper]
A Cost-Effectiveness Analysis of the Grameen Bank of Bangladesh
(June 2001)
[Abstract]
[Paper]
Aspects of Outreach: A Framework for the Discussion of the Social
Benefits of Microfinance (June 1999)
[English abstract]
[English paper]
[Resumen castellano]
[Documento castellano]
Microfinance and the Poorest of the Poor: Theory and Evidence
From Bolivia (October 1999)
[English
abstract]
[English paper]
[Resumen castellano]
[Documento castellano]
BancoSol: The Challenge of Growth for Microfinance Organizations
(August 1996)
[English abstract]
[English Paper]
[Resumen Castellano]
[Documento Castellano] [Résumé français]
[Document français]
Seven Aspects of Loan Size (October 2001)
[Abstract]
[Paper]
Microfinance for Microenterprise: A Source Book for Donors
(November 2001)
[English abstract]
[English paper]
[Resumen castellano]
[Documento castellano]
Audit Sampling Microfinance Portfolio-at-Risk (April 2001)
[English Abstract]
[English Paper]
[Traditional sampling spreadsheet]
[Needle-in-a-haystack sampling spreadsheet] [Résumé français]
[Document français]
Microfinance Market Niches and Client Profiles in Bolivia
(December 1996)
[Abstract]
[Paper]
Apex Organizations and the Growth of Microfinance in Bolivia
(September 1998)
[Abstract]
[Paper] [Response paper by
Hans Dellien
for FundaPro]
Program Costs for Individual Development Accounts: Final Figures
from CAPTC in Tulsa (March 2004)
[Abstract]
[Paper]
Cost-Effectiveness in Individual Development Accounts (April 2005)
What Do Individual Development Accounts Cost? The First Three
Years at CAPTC (January 2002)
[Abstract]
[Paper]
Resources Used to Produce IDAs in the First Two Years of ADD at
CAPTC (August 2000)
[Abstract]
[Paper]
[Comment by
Michael
Sherraden]
Ways Donors Can Help the Evolution of Sustainable Microfinance
Organizations (August 2000)
[English abstract]
[English paper]
[Résumé français]
[Response English Abstract]
[Response English paper by
Woller,
Dunford, and
Woodworth]
The Subsidy Dependence Index and Recent Attempts to Adjust It
(February 1999)
[English abstract]
[English paper]
[Résumé français]
A Framework For Measuring the Performance and Sustainability of
Subsidised Development Finance Institutions (January 1999)
[Abstract]
[Paper]
[Response Abstract]
[Response paper by
Woller,
Dunford, and
Woodworth]
Thinking about the Performance and Sustainability of Microfinance
Organizations (August 1996)
[Abstract]
[Paper]
[Response Abstract]
[Response paper by
Woller,
Dunford, and
Woodworth]
Dominican Republic: Analysis of the Clients of
FondoMicro (June 1995)
[Abstract]
[Paper]
Asset Accumulation in Low-Resource Households: Evidence from IDAs
(June 2003)
[English
abstract]
[English
paper]
[Résumé français]
[Document français]
Match Rates, Individual Development Accounts, and Saving by the
Poor (October 2004)
[Abstract]
[Paper]
Asset-Building for Microenterprise through Matched Savings in Low-Income
Countries (December 2004)
[Abstract]
[Paper]
Savings and Asset Accumulation in IDAs (ADD Report 2001)
(January 2001)
[Report]
Saving Performance in the American Dream Demonstration: Final
Report (October 2002)
[Report]
A Framework of
Asset-Accumulation Stages and Strategies (October 2001)
[Abstract]
[Paper]
Drop-Out from Individual Development Accounts: Prediction and
Prevention (October 2004)
[Abstract]
[Paper]
Saving in ADD: Measures from MIS IDA
(November 2005)
[Abstract]
[Paper]
Measuring Saving (April 2004)
[Abstract]
[Paper]
Income, Institutions, and Saving Performance in Individual
Development Accounts (June 2003)
[Abstract]
[Paper]
Saving and Asset-Accumulation
Strategies Used by Low-Income Individuals (September 2000)
[Abstract]
[Paper]
A Framework for Financial Benefit-Cost Analysis of IDAs (May
2000)
[Abstract]
[Paper]
Program Costs for Individual Development Accounts: Final Figures
from CAPTC in Tulsa (March 2004)
[Abstract]
[Paper]
Cost-Effectiveness in Individual Development Accounts (April 2005)
What Do Individual Development Accounts Cost? The First Three
Years at CAPTC (January 2002)
[Abstract]
[Paper]
Resources Used to Produce IDAs in the First Two Years of the
Experimental Program of ADD at CAPTC (August 2000)
[Abstract]
[Paper]
[Comment by
Michael
Sherraden]
Saving, IDA Programs, and Effects of IDAs: A Survey of
Participants (January 2001)
[Abstract]
[Paper]
Financial Education and Savings Outcomes in IDAs (June 2001)
[Abstract]
[Paper]
Savings Patterns in IDA Programs (ADD Report 2000) (January
2000)
[Report]
Family Assets for Independence in Minnesota (September 2001)
[Abstract]
[Paper]
Replicating Microfinance in the United States: Opportunities and
Challenges (May 2001)
[Abstract]
[Paper]
Self-Employment, Microenterprise, and the Poorest (June 1999)
[Abstract]
[Paper]
Lessons for Microenterprise Programs from a Fresh Look at the
Unemployment Insurance Self-Employment Demonstration (June 1999)
[Abstract]
[Paper]
Evaluation and Microenterprise Programs (August 2001)
[Abstract]
[Paper]
Informal Finance and the Design of Microfinance (November
2000)
[Abstract]
[Paper]
Formal RoSCAs in Argentina (June 1999)
[Abstract]
[Paper]
Predicting Creditworthiness With Publicly Observable
Characteristics: Evidence From ASCRAs and RoSCAs in the Gambia
(1998)
[English abstract]
[English paper]
[Gauss program
for marginal effects in bivariate Probit] [Résumé français]
Discrimination in Installment Lending by Retailers of Consumer
Durables In Apartheid South Africa (1996)
[Abstract]
[Paper]
Automatic deposits, payments, and the ‘unbanked' (1997)
[Paper]
From Urban to Rural: Lessons for Microfinance from Argentina
(June 2001)
[English Abstract]
[English Paper]
[Resumen castellano]
[Documento castellano]
Seven Aspects of Loan Size (October 2001)
[Abstract]
[Paper]
Choices by Poor Households when the Interest Rate for Deposits
Differs from the Interest Rate for Loans (April 1998)
[Abstract]
[Paper]
Microfinance, Regulation, and Uncollateralized Loans to Small
Producers in Argentina (February 2001)
[Abstract]
[Paper]
Notes on Methods Used in a Survey of Rural Clients of Financiera
Calpiá en El Salvador (August 1998)
[Abstract]
[Paper]
Notes on Basic Features of the Rural Borrowers of Financiera
Calpiá in El Salvador (June 1999)
[Abstract]
[Paper]
Evidence of Shifts in Tastes for Meats in the United States
(June 1995)
[Abstract]
[Paper]
SpeedView: An 80-Column Preview Program for SpeedScript
(1987)
[Abstract]
[Paper]
From Urban to Rural: Lessons for Microfinance from Argentina
(June 2001)
[English Abstract]
[English Paper]
[Resumen castellano]
[Documento castellano]
Microfinance, Regulation, and Uncollateralized Loans to Small
Producers in Argentina (February 2001)
[Abstract]
[Paper]
Formal RoSCAs in Argentina (June 1999)
[Abstract]
[Paper]
A Simple Poverty Scorecard for Bangladesh
(April 2009, using 2005 HIES data)
[English paper] [English data-entry software] [English data-entry software documentation]
(May 2006, using 2000 HIES data)
A Cost-Effectiveness Analysis of the Grameen Bank of Bangladesh
(June 2001)
[Abstract]
[Paper]
A Framework for the Analysis of the Performance and
Sustainability of
Subsidized Microfinance Organizations With Application to BancoSol of
Bolivia
and to Grameen Bank of Bangladesh
(December 1997)
[Abstract]
[Complete paper]
[Condensed paper]
Credit Scoring for Microfinance: Can It Work? (November 2000)
[English abstract]
[English paper]
[Resumen castellano]
[Documento castellano]
A Simple Poverty Scorecard for Bolivia (October 2006)
[English abstract] [English paper]
A Scoring Model of the Risk of Costly Arrears at a Microfinance
Lender in Bolivia (April 2004)
[English Abstract]
[English Paper]
[Resumen Castellano]
[Documento Castellano]
Scoring Drop-Out at a Microlender in Bolivia (July 2001)
[English Abstract]
[English paper]
[Resumen Castellano]
[Documento Castellano]
[Résumé français]
Aspects of Outreach: A Framework for the Discussion of the Social
Benefits of Microfinance (June 1999)
[Abstract]
[Paper]
Microfinance and the Poorest of the Poor: Theory and Evidence
From Bolivia (October 1999)
[English
abstract]
[English paper]
[Resumen castellano]
[Documento castellano]
A Framework for the Analysis of the Performance and
Sustainability of
Subsidized Microfinance Organizations With Application to BancoSol of
Bolivia
and to Grameen Bank of Bangladesh
(December 1997)
[Abstract]
[Complete paper]
[Condensed paper]
BancoSol: The Challenge of Growth for Microfinance Organizations
(August 1996)
[English abstract]
[English Paper]
[Resumen Castellano]
[Documento Castellano] [Résumé français]
[Document français]
Apex Organizations and the Growth of Microfinance in Bolivia
(September 1998)
[Abstract]
[Paper] [Response paper by
Hans Dellien
for FundaPro]
Microfinance Market Niches and Client Profiles in Bolivia
(December 1996)
[Abstract]
[Paper]
Poverty Scorecards: Lessons from
a Microlender in Bosnia-Herzegovina (December 2004)
[English abstract] [English
short paper]
[English
long paper]
Brazil (Top)
Audit Sampling Microfinance Portfolio-at-Risk (April 2001)Credit Scoring for Microfinance: Can It Work? (November 2000)
[English abstract]
[English paper]
[Resumen castellano]
[Documento castellano]
A Simple Poverty Scorecard for Ecuador (December 2008)
[English paper]
[English
data-entry software]
[English
data-entry software documentation]
[Documento Castellano] [Castellano hoja de calculo de entrada de datos] [Castellano documentación hoja de calculo de entrada de datos]
Notes on Methods Used in a Survey of Rural Clients of Financiera
Calpiá en El Salvador (August 1998)
[Abstract]
[Paper]
Notes on Basic Features of the Rural Borrowers of Financiera
Calpiá in El Salvador (June 1999)
[Abstract]
[Paper 2]
A Simple Poverty Scorecard for Ethiopia (April 2009)
[English paper]
[English
data-entry software]
[English
data-entry software documentation]
The Gambia (Top)
Predicting Creditworthiness With Publicly Observable Characteristics: Evidence From ASCRAs and RoSCAs in the Gambia (1998)
Haiti (Top)
A Simple Poverty Scorecard for Haiti (June 2006)
Measuring poverty of microfinance clients in Haiti (Sept. 2006, by Rob Fuller)
[English abstract] [English paper]
Is One Simple Poverty Scorecard Enough for India? (August 2006)
[English abstract] [English paper]
A Simple Poverty Scorecard for Indonesia (March 2009)
[English paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
A Simple Poverty Scorecard for Kenya (August 2008)
[English abstract] [English paper]
[English
data-entry Spreadsheet]
A Simple Poverty Scorecard for Malawi
(February 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
A Simple Poverty Scorecard for Mali
(July 2008)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
[Document français] [Tableur saisie donnés français] [Document tableur saisie donnés français] [Exposé français]
A Simple Poverty Scorecard for México (October 2006)
[English
abstract] [English
paper]
[Resumen
castellano]
[Documento
castellano]
A Simple Poverty Scorecard for Morocco (March 2007)
[English abstract] [English paper]
A Simple Poverty Scorecard for
Nepal
(February 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
A Simple Poverty Scorecard for Nigeria (October 2008)
[English abstract] [English paper]
[English
data-entry Spreadsheet]
A Simple Poverty Scorecard for Palestine (September 2008)
[English abstract] [English paper]
[English
data-entry Spreadsheet]
A Simple Poverty Scorecard for Peru (February 2009)
[English paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
[Figuras Castellano] [Castellano hoja de calculo de entrada de datos] [Castellano documentación hoja de calculo de entrada de datos]
[English paper May 2008] [English data-entry spreadsheet May 2008] [English data-entry spreadsheet documentation May 2008]
[Figuras Castellano Mayo 2008] [Castellano hoja de calculo de entrada de datos Mayo 2008]
A Simple Poverty Scorecard for South Africa
(April 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
Discrimination in Installment Lending by Retailers of Consumer Durables In Apartheid South Africa (1996)
Savings and Asset Accumulation in IDAs (ADD Report 2001)
(January 2001)
[Report]
Microenterprise in the First and Worlds (June 2001)
[English abstract]
[English paper]
[English review]
[Résumé français]
Self-Employment, Microenterprise, and the Poorest (June 1999)
[Abstract]
[Paper]
Lessons for Microenterprise Programs from a Fresh Look at the
Unemployment Insurance Self-Employment Demonstration (June 1999)
[Abstract]
[Paper]
Replicating Microfinance in the United States: Opportunities and
Challenges (May 2001)
[Abstract]
[Paper]
Asset Accumulation in Low-Resource Households: Evidence from IDAs
(August 2001)
[Abstract]
[Paper]
Drop-out from Individual Development Accounts: Prediction and
Prevention (January 2002)
[Abstract]
[Paper]
Measuring Saving (April 2004)
[Abstract]
[Paper]
A Framework of
Asset-Accumulation Stages and Strategies (October 2001)
[Abstract]
[Paper]
Saving and Asset-Accumulation
Strategies Used by Low-Income Individuals (September 2000)
[Abstract]
[Paper]
Saving Performance in the American Dream Demonstration: Final
Report (October 2002)
[Report]
Income, Institutions, and Saving Performance in Individual
Development Accounts (June 2003)
[Abstract]
[Paper]
A Framework for Financial Benefit-Cost Analysis of IDAs (May
2000)
[Abstract]
[Paper]
Program Costs for Individual Development Accounts: Final Figures
from CAPTC in Tulsa (March 2004)
[Abstract]
[Paper]
Cost-Effectiveness in Individual Development Accounts (April 2005)
What Do Individual Development Accounts Cost? The First Three
Years at CAPTC (January 2002)
[Abstract]
[Paper]
Resources Used to Produce IDAs in the First Two Years of ADD at
CAPTC (August 2000)
[Abstract]
[Paper]
[Comment by Michael
Sherraden]
Evaluation and Microenterprise Programs (August 2001)
[Abstract]
[Paper]
Financial Education and Savings Outcomes in IDAs (June 2001)
[Asbtract]
[Paper]
Saving, IDA Programs, and Effects of IDAs: A Survey of
Participants (January 2001)
[Abstract]
[Paper]
Support for Microenterprise as
Asset-Building: Concepts, Good Practices, and Measurement (April
2004)
[Abstract]
[Paper]
Savings Patterns in IDA Programs (ADD Report 2000) (January
2000)
[Report]
Automatic deposits, payments, and the ‘unbanked' (1997)
[Paper]
A Simple Poverty Scorecard for Vietnam (March 2009, using 2006 VHLSS)
[English paper]
[English
data-entry software]
[English
data-entry software documentation]
[Tiếng Việt data-entry software] [Tiếng Việt Tài lieu cho phân mêm nhap d lieu]
(August 2008, using 2004 VHLSS)
[English paper]
[English presentation]
[English
data-entry software]
[English
data-entry software documentation]
[Presentation Tiếng Việt] [Tiếng Việt data-entry software] [Tiếng Việt Tài lieu cho phân mêm nhap d lieu]
A Simple Poverty Scorecard for Yemen
(May 2009)
[English
paper]
[English
data-entry spreadsheet]
[English
data-entry spreadsheet documentation]
Request to be linked.
Center for Social Development, George Warren Brown School of
Social Work, Washington University
in St. Louis
Rural Finance
Group,
Department of Agricultural, Environmental, and Development Economics, The Ohio State University
Kansas City Mid America Chapter of the Project Management Institute, Eugene Schreiner, Certified Project Manager
ACCION International
Alternative Finance
Asociacion de
Entidades Financieras Especializadas en Micro Finanzas de Bolivia (ASOFIN)
CEDRIC, Chicago Federal
Reserve
Consultative Group
to Assist the Poorest
Development Gateway
for Microfinance
echange
ELDIS
Development Reporter, Institute of
Development Studies
ENTERWeb,
Jean-Claude Lorin
Fondazione Giordano Dell’Amore
Forum Finances et Developpment
FORA (Russia)
Freedom From Hunger Technical
Resources
Green Microfinance
IPC
Inter-American
Development Bank Microenterprise Unit
Journal of Microfinance
Microbanking Bulletin
Microcapital Blog
Microcredit Summit
Microfinance Corporation
Microfinance Gateway,
CGAP
Microfinance Training Program
MicroFin,
Charles Waterfield
Mimo Finance
One
World Action (Women and Microfinance)
PlaNet Finance
Pôle Microfinancement
Rural Finance Learning Centre
Seattle Microfinance
Sistema de
Información sobre la Microempresa en América Central
Social
Finance Unit, International Labour
Organisation
USAID Development Experience Clearinghouse
Unitus
Virtual Library on Microcredit
with
microfinance bibliography, Hari
Srinivas
Women's World Banking
Mark Schreiner, Director
Microfinance Risk Management, L.L.C.
mark@microfinance.com
http://www.microfinance.com
2441 Tracy Avenue
Kansas City, MO 64108-2935, U.S.A.
Office telephone: +1 (816) 359-3545 (GMT minus 6 hours)
Home telephone: +1 (816) 474-3115 (GMT minus 6 hours)
Senior Scholar, Center for Social Development
Washington University in St. Louis
Campus Box 1196, One Brookings Drive
St. Louis, MO 63130-4899, U.S.A.