Microfinance: A Way to Help the Poor Build Assets
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Papers by Mark Schreiner (C.V.) and others. Request notification of updates. Read with free Acrobat Reader.
 
Topic Country      
Credit Scoring for Microfinance Afghanistan Egypt Mexico Russia
Poverty scoring Argentina El_Salvador Morocco Rwanda
Credit Scoring for SMEs Bangladesh Ethiopia Mozambique Senegal
Outreach and Sustainability Benin Fiji Myanmar Sierra Leone
Individual Development Accts. Bolivia The Gambia Namibia South_Africa
Microenterprise in the U.S. Bosnia-Herzegovina Ghana Nepal Sri_Lanka
RoSCAs and informal finance Brazil Guatemala Nicaragua Syria
Discrimination Burkina Faso Haiti Niger Tanzania
Rural microfinance Cambodia Honduras Nigeria Timor-Leste
General economics Cameroon India Pakistan Uganda
Links China Indonesia Palestine U.S.A.
Addresses Colombia Jordan Paraguay Vietnam
  Côte dIvoire Kenya Peru Yemen
  Dominican Republic Malawi Philippines Zambia
  Ecuador Mali Romania  


Credit Scoring for Microfinance (Top)

Scoring: The Next Breakthrough in Microcredit? (June 2002)
English: [Paper] [CGAP version]

Français: [Document]

Arabic: [Paper]

Chinese: [Paper]

Russian: [Русская версия]

 

Scoring for Microfinance (June 2003)
English: [Presentation]

Castellano: [Ponencia]

Français: [Document]

 

Benefits and Pitfalls of Statistical Credit Scoring for Microfinance (January 2004)
English: [Paper]

Castellano: [Documento]

Français: [Document]

 

Can Scoring Help Attract Profit-Minded Investors to Microcredit? (June 2004)

English: [Presentation] [Paper]

Castellano: [Castellano]

Français: [Document]

 

Credit Scoring for Microfinance: Can It Work? (November 2000)
English: [Paper]

Castellano: [Documento]

 

Do-It-Yourself Scoring Trees for Microfinance (January 2001)
English: [Presentation]

Castellano: [Ponencia]

 

Credit Scoring, Banks, and Microfinance: Balancing High-Tech with High-Touch (December 2005)

English: [Paper]

Castellano: [Documento]

 

Drop-Out from Individual Development Accounts: Prediction and Prevention (October 2004)
[Paper]

 

A Scoring Model of the Risk of Costly Arrears at a Microfinance Lender in Bolivia (April 2004)
English: [Paper]

Castellano: [Documento]

 

Scoring Drop-Out at a Microlender in Bolivia (March 2003)
English: [Paper]

Castellano: [Documento]

 

Poverty Scoring (Top)

How Do the Poverty Scorecard and the PAT Differ? (March 2014) 
[Paper] 

Simple Poverty Scorecards (June 2007)
English: [Presentation]

Castellano: [Castellano]

Response to IRIS Questions on Poverty Scorecards (December 2005) 
[Paper]

A Simple Poverty Scorecard for Afghanistan (January 2012)
English: [Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Bangladesh (April 2013)
English, 2010 data: [Paper] [Data-entry software and its documentation]

Bengali/Bangla, 2010 data: [Scorecard and look-up table] translated by Grameen Foundation (log-in required)

English, 2005 data: [Paper] [Data-entry software and its documentation]

Bengali/Bangla, 2005 data: [Scorecard] (translated by Plan International)

English, 2000 data: [Paper]

 

A Simple Poverty Scorecard for Benin (March 2012)
English: [Paper] [Data-entry software and its documentation]

Français: [Document] [Tableur saisie donnés et son document]

 

A Simple Poverty Scorecard for Bolivia (December 2009)
English, 2007 EH: [Paper] [Data-entry software and its documentation]

English, 2002 EH: [Paper]

Castellano, 2007 EH: [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

Poverty Scorecards: Lessons from a Microlender in Bosnia-Herzegovina (December 2004)
English: [Short paper] [Long paper]

Castellano: [Documento]

 

A Simple Poverty Scorecard for Brazil (March 2010)
English: [Paper] [Data-entry software and its documentation]

Português: [Documento] [Software_de_entrada_de_dados e sua documentação]

 

A Simple Poverty Scorecard for Burkina Faso (May 2011)
English: [Paper] [Data-entry software and its documentation]

Français: [Document] [Tableur saisie donnés et son document]

 

A Simple Poverty Scorecard for Cambodia (October 2009)
English: [Paper] [Data-entry software and its documentation]

Khmer: [Scorecard] (translated by Plan International)

 

A Simple Poverty Scorecard for Cameroon (September 2013)
English, 2007 ECAM: [Paper] [Data-entry software and its documentation]

Français, 2007 ECAM: [Document] [Tableur saisie donnés et son document]

 

An Expert-Based Poverty Scorecard for Rural China (May 2012)
English: [Paper]

 

A Simple Poverty Scorecard for Colombia (November 2012)
English: [Paper] [Data-entry software and its documentation]

Castellano: [Documento] [Hoja de cálculo de entrada de datos  y su documentación]

 

A Simple Poverty Scorecard for Côte dIvoire (July 2013)
English, 2008 ENV: [Paper] [Data-entry software and its documentation]

Français, 2008 ENV: [Document] [Tableur saisie donnés et son document]

 

A Simple Poverty Scorecard for the Dominican Republic (December 2010)
English: [Paper] [Data-entry software and its documentation]

Castellano: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

 

A Simple Poverty Scorecard for Ecuador (December 2008)
English: [Paper] [Data-entry software and its documentation]

Castellano: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

A Simple Poverty Scorecard for Egypt (April 2010)
[Paper] [Data-entry software and its documentation]

A Simple Poverty Scorecard for El Salvador (May 2010)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

A Simple Poverty Scorecard for Ethiopia (April 2009)
[Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Fiji (July 2014)
English [Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Ghana (February 2010)
[Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Guatemala (May 2010)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

A Simple Poverty Scorecard for Haiti (June 2006)
English: [Paper]

Kreyol: [Scorecard and look-up table (translated by Grameen Foundation)]

French: [Scorecard and look-up table (translated by Grameen Foundation)]

 

A Simple Poverty Scorecard for Honduras (May 2010)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

A Simple Poverty Scorecard for India (May 2012)
Round 66: [Paper] [Data-entry software and its documentation]

Round 62: [Paper] [Data-entry software]

Round 59: [Paper]

 

A Simple Poverty Scorecard for Indonesia (December 2012)
English: July 2010 (non-panel/core) SUSENAS: [Paper] [Data-entry software and its documentation]

Bahasa: July 2010 (non-panel/core) SUSENAS: [Scorecard and look-up table] [Interview Guide] translated by Grameen Foundation (log-in required)

English: July 2007 (non-panel/core) SUSENAS: [Paper] [Data-entry software and its documentation]

A Simple Poverty Scorecard for Jordan (October 2010)
[Paper] [Data-entry software and its documentation]

A Simple Poverty Scorecard for Kenya (March 2011)
2005/6 KIHBS: [Paper] [Data-entry software and its documentation]

1997 WMS: [Paper] [Data-entry software and its documentation]

A Simple Poverty Scorecard for Malawi (February 2011)
[Paper] [Data-entry software and its documentation]

A Simple Poverty Scorecard for Mali (July 2008, 2005 PPP lines added January 2010)
English, 1993 PPP lines: [Paper] [Data-entry software and its documentation]

English, 2005 PPP lines: [Paper] [Data-entry software and its documentation]

Français: [Exposé] [Document] [Tableur saisie donnés et son document]

 

A Simple Poverty Scorecard for México (August 2009)
English, 2008 ENIGH: [Paper] [Data-entry software and its documentation]

English, 2006 ENIGH: [Paper] [Data-entry software and its documentation]

English, 2002 ENIGH: [Paper]

Castellano, ENIGH 2008: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, ENIGH 2006: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, ENIGH 2002: [Documento]

 

A Simple Poverty Scorecard for Morocco (July 2013)

English, 2007 ENNVM: [Paper] [Data-entry software and its documentation]

Français, 2007 ENNVM: [Document] [Tableur saisie donnés et son document]

Arabic, 2007 ENNVM: [Scorecard and look-up table] [Interviewer Guide] (translated by Grameen Jameel) (log-in required)

English, 1998/9 ENNVM: [Paper]

Arabic, 1998/9 ENNVM: : [Scorecard and look-up table (translated by Grameen Foundation)]

 

A Simple Poverty Scorecard for Mozambique (August 2013)
English: [Paper] [Data-entry software and its documentation]

Português: [Documento] [Software_de_entrada_de_dados e sua documentação]

 

A Simple Poverty Scorecard for Myanmar (August 2012)
English, 2009 IHLCA: [Paper] [Data-entry software and its documentation] [User_review and Pilot_test] [ToT_slides, ToT_Quiz, and ToT_Role-Play_Script] [Targeting_Manual]

Myanmar, 2009 IHLCA: [Scorecard_and_Guide_to_Interpretation_of_Indicators] [Data-entry_software]

 

A Simple Poverty Scorecard for Namibia (August 2013)
English, 2009/10 HIES: [Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Nepal (October 2013)
English, 2010 NLSS: [Paper] [Data-entry software and its documentation]

English, 2003/4 NLSS: [Paper] [Data-entry software and its documentation]

Nepali, 2003/4 NLSS: [Scorecard] (translated by Plan International)

 

A Simple Poverty Scorecard for Nicaragua (January 2013)
English: 2009 EMNV [Paper] [Data-entry software and its documentation]

English: 2005 EMNV [Paper] [Data-entry software and its documentation]

Castellano: 2009 EMNV [Documento] [Hoja de cálculo de entrada de datos y su documentación]

Castellano: 2005 EMNV [Documento] [Hoja de cálculo de entrada de datos y su documentación]

 

A Simple Poverty Scorecard for Niger (September 2013)
English, 2007/8 ENBCM: [Paper] [Data-entry software and its documentation]

Français, 2007/8 ENBCM: [Document] [Tableur saisie donnés et son document]

A Simple Poverty Scorecard for Nigeria (October 2008)
[Paper]

A Simple Poverty Scorecard for Pakistan (August 2009)
English: 2005/6 PSLM [Paper] [Data-entry software and its documentation]

Urdu: 2005/6 PSLM [Scorecard] (translated by Plan International)

Sindhi: 2005/6 PSLM [Scorecard] (translated by Plan International)

English: 2000/1 PIHS [Paper]

 

A Simple Poverty Scorecard for Palestine (June 2014)
2011 PECS [Paper] [Data-entry software and its documentation]

2007 PECS [Paper] [Data-entry software and its documentation]

2005 PECS [Paper]

 

A Simple Poverty Scorecard for Paraguay (December 2012)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

A Simple Poverty Scorecard for Peru (December 2012)
English, 2010 data: [Paper] [Data-entry software and its documentation]

English, 2007 data: [Paper] [Data-entry software and its documentation]

English, 2003 data: [Paper] [Data-entry software and its documentation]

Castellano, datos de 2010: [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, datos de 2007: [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, datos de 2003: [Figuras] [Hoja de cálculo de entrada de datos]

 

A Simple Poverty Scorecard for the Philippines (May 2014)
2009 FIES-LFS: [Paper] [Data-entry software and its documentation]

2004 APIS: [Paper] [Data-entry software and its documentation]

2002 APIS: [Paper]

A Simple Poverty Scorecard for Romania (September 2009)
[Paper] [Data-entry software and its documentation]

A Simple Poverty Scorecard for Russia (March 2010)
English: [Paper] [Data-entry software and its documentation]

Русский: [Cкоркард и таблицы] [Ввода данных программного обеспечения]

 

A Simple Poverty Scorecard for Rwanda (December 2010)
English: [Paper] [Data-entry software and its documentation]

Français: [Document] [Tableur saisie donnés et son document]

 

A Simple Poverty Scorecard for Senegal (September 2009)
English: [Paper] [Data-entry software and its documentation]

Français: [Document traduit par Grameen Foundation] [Carte et tableaux] [Tableur saisie donnés et son document]

 

A Simple Poverty Scorecard for Sierra Leone (March 2011)
[Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for South Africa (April 2009)
[Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Sri Lanka (July 2010)
English: [Paper] [Data-entry software and its documentation]

Sinhala: [Scorecard and poverty-likelihood tables, translated by the PPI Peer Learning Network of Sri Lanka]

Tamil: [Scorecard and poverty-likelihood tables, translated by the PPI Peer Learning Network of Sri Lanka]

 

A Simple Poverty Scorecard for Syria (June 2010)
[Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Tanzania (March 2011)
[Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Timor-Leste (September 2011)
English: [Paper] [Data-entry software and its documentation]

Tetun: [Livru rejistu] [Software hatama dadus nian, tradus husi Domingos Lopes Antunes]

 

A Simple Poverty Scorecard for Uganda (September 2011)
[Paper] [Data-entry software and its documentation]

 

A Simple Poverty Scorecard for Vietnam (March 2009)
English, 2006 VHLSS: [Paper] [Data-entry software and its documentation]

English, 2004 VHLSS: [Paper] [Presentation] [Data-entry software and its documentation]

Tiếng Việt, 2006 VHLSS: [Data-entry software] [Tài lieu cho phân mêm nhap d lieu] [Scorecard] (translated by Plan International)

Tiếng Việt, 2004 VHLSS: [Presentation] [Data-entry software] [Tài lieu cho phân mêm nhap d lieu]

A Simple Poverty Scorecard for Yemen (May 2009)
English: [Paper] [Data-entry software and its documentation]

Arabic: [Scorecard and look-up table (translated by Grameen Foundation)]

 

A Simple Poverty Scorecard for Zambia (April 2013)
English: [Paper] [Data-entry software and its documentation]

 

Credit Scoring for SMEs (Top)

Credit Scorecards for SME Finance: The Process of Improving Risk Measurement and Management? (by Dean Caire, April 2009)
[Paper]
 

Credit Scoring: Is It Right for Your Bank? (by Dean Caire, February 2003)
[Paper]

Building Credit Scorecards for Small Business Lending in Developing Markets (by Dean Caire, November 2004)
[Paper]

 

Credit Scoring for Leasing (by Dean Caire, August 2005)
[Paper]
 

Outreach and Sustainability (Top)

A Framework for the Analysis of the Performance and Sustainability of Subsidized Microfinance Organizations with Application to BancoSol of Bolivia and to Grameen Bank of Bangladesh (December 1997)
[Paper complete] [Paper condensed]

 

Development Finance Institutions: Measuring Their Subsidy (1999)

English [Paper] [Book]

Chinese: [Book]

A Cost-Effectiveness Analysis of the Grameen Bank of Bangladesh (June 2001)
[Paper]

Aspects of Outreach: A Framework for the Discussion of the Social Benefits of Microfinance (June 1999)
English: [Paper]

Castellano: [Documento]

 

Microfinance and the Poorest of the Poor: Theory and Evidence From Bolivia (October 1999)
English: [Paper]

Castellano: [Documento]

 

BancoSol: The Challenge of Growth for Microfinance Organizations (August 1996)
English: [Paper]

Castellano: [Documento]

Français: [Document]

Seven Aspects of Loan Size (October 2001)
[Paper]

Microfinance for Microenterprise: A Source Book for Donors (November 2001)
English: [Paper]

Castellano: [Documento]

Audit Sampling Microfinance Portfolio-at-Risk (April 2001)
English: [Paper] [Traditional sampling spreadsheet] [Needle-in-a-haystack sampling spreadsheet]

Français: [Document]

Microfinance Market Niches and Client Profiles in Bolivia (December 1996)
[Paper]

Apex Organizations and the Growth of Microfinance in Bolivia (September 1998)
[Paper] [Response by Hans Dellien for FundaPro]

Program Costs for Individual Development Accounts: Final Figures from CAPTC in Tulsa (March 2004)
[Paper]

Cost-Effectiveness in Individual Development Accounts (April 2005)

[Paper]

What Do Individual Development Accounts Cost? The First Three Years at CAPTC (January 2002)
[Paper]

Resources Used to Produce IDAs in the First Two Years of ADD at CAPTC (August 2000)
[Paper] [Comment by Michael Sherraden]

Ways Donors Can Help the Evolution of Sustainable Microfinance Organizations (August 2000)
[Paper] [Response by Woller, Dunford, and Woodworth]

The Subsidy Dependence Index and Recent Attempts to Adjust It (February 1999)
[Paper]

A Framework For Measuring the Performance and Sustainability of Subsidised Development Finance Institutions (January 1999)
[Paper] [Response by Woller, Dunford, and Woodworth]

Thinking about the Performance and Sustainability of Microfinance Organizations (August 1996)
[Paper] [Response by Woller, Dunford, and Woodworth]

Dominican Republic: Analysis of the Clients of FondoMicro (June 1995)
[Paper]
 

Individual Development Accounts (IDAs) (Top)

Women, Microfinance, and Savings: Lessons and Proposals (January 2002)
English: [Paper]

Castellano: [Documento]

Français: [Document] [Résumé par Wampfler] 

 

Asset Accumulation in Low-Resource Households: Evidence from IDAs (June 2003)
English: [Paper]

Français: [Document]

Match Rates, Individual Development Accounts, and Saving by the Poor (October 2004)
[Paper]

Asset-Building for Microenterprise through Matched Savings in Low-Income Countries (December 2004)
[Paper]

Savings and Asset Accumulation in IDAs (ADD Report 2001) (January 2001)
[Report]

Asset-Building in Rural Areas (2005)
[Report]

Saving Performance in the American Dream Demonstration: Final Report (October 2002)
[Report]

A Framework of Asset-Accumulation Stages and Strategies (October 2001)
[Paper]

Drop-Out from Individual Development Accounts: Prediction and Prevention (October 2004)
[Paper]

Saving in ADD: Measures from MIS IDA (November 2005)
[Paper]

Measuring Saving (April 2004)
[Paper]

Income, Institutions, and Saving Performance in Individual Development Accounts (June 2003)
[Paper]

Saving and Asset-Accumulation Strategies Used by Low-Income Individuals (September 2000)
[Paper]

A Framework for Financial Benefit-Cost Analysis of IDAs (May 2000)
[Paper]

Program Costs for Individual Development Accounts: Final Figures from CAPTC in Tulsa (March 2004)
[Paper]

Cost-Effectiveness in Individual Development Accounts (April 2005)

[Paper]

What Do Individual Development Accounts Cost? The First Three Years at CAPTC (January 2002)
[Paper]

Resources Used to Produce IDAs in the First Two Years of the Experimental Program of ADD at CAPTC (August 2000)
[Paper] [Comment by Michael Sherraden]

Saving, IDA Programs, and Effects of IDAs: A Survey of Participants (January 2001)
[Paper]

Financial Education and Savings Outcomes in IDAs (June 2001)
[Paper]

Savings Patterns in IDA Programs (ADD Report 2000) (January 2000)
[Report]

 

Microenterprise in the United States (Top)

Microenterprise in the First and Third Worlds (June 2001)
English: [Paper] [Review]

Français: [Résumé]

Replicating Microfinance in the United States: Opportunities and Challenges (May 2001)
[Paper]

Self-Employment, Microenterprise, and the Poorest (June 1999)
[Paper]

Lessons for Microenterprise Programs from a Fresh Look at the Unemployment Insurance Self-Employment Demonstration (June 1999)
[Paper]

Evaluation and Microenterprise Programs (August 2001)
[Paper]

Support for Microenterprise as Asset-Building: Concepts, Good Practices, and Measurement (April 2004)
[Paper]
  

RoSCAs and informal finance (Top )

Women, Microfinance, and Savings: Lessons and Proposals (January 2002)
English: [Paper]

Castellano: [Documento]

Français: [Document] [Résumé par Wampfler] 

Informal Finance and the Design of Microfinance (November 2000)
[Paper]

Formal RoSCAs in Argentina (June 1999)
[Paper]

Predicting Creditworthiness With Publicly Observable Characteristics: Evidence From ASCRAs and RoSCAs in the Gambia (1998)
[Paper] [Gauss program for marginal effects in bivariate Probit]
 

Discrimination (Top )

Women, Microfinance, and Savings: Lessons and Proposals (January 2002)
English: [Paper]

Castellano: [Documento]

Français: [Document] [Résumé par Wampfler] 

Discrimination in Installment Lending by Retailers of Consumer Durables In Apartheid South Africa (1996)
[Paper]

Automatic deposits, payments, and the ‘unbanked' (1997)
[Paper]
 

Rural microfinance (Top )

Rural Microfinance in Argentina after the Tequila Crisis (2004)
[Paper]

 

From Urban to Rural: Lessons for Microfinance from Argentina (June 2001)
English: [Paper]

Castellano: [Documento]

Seven Aspects of Loan Size (October 2001)
[Paper]

Choices by Poor Households when the Interest Rate for Deposits Differs from the Interest Rate for Loans (April 1998)
[Paper]

Microfinance, Regulation, and Uncollateralized Loans to Small Producers in Argentina (February 2001)
[Paper]

Notes on Methods Used in a Survey of Rural Clients of Financiera Calpiá en El Salvador (August 1998)
[Paper]

Notes on Basic Features of the Rural Borrowers of Financiera Calpiá in El Salvador (June 1999)
[Paper]
 

General Economics (Top )

Meta-Rules (June 2001)
[Paper]

Evidence of Shifts in Tastes for Meats in the United States (June 1995)
[Paper]

SpeedView: An 80-Column Preview Program for SpeedScript (1987)
[Paper]


Afghanistan (Top)

A Simple Poverty Scorecard for Afghanistan (January 2012)
English: [Paper] [Data-entry software and its documentation]

 

Argentina (Top)

Rural Microfinance in Argentina after the Tequila Crisis (2004)
[Paper]

 

From Urban to Rural: Lessons for Microfinance from Argentina (June 2001)
English: [Paper]

Castellano: [Documento]

Microfinance, Regulation, and Uncollateralized Loans to Small Producers in Argentina (February 2001)
[Paper]

Formal RoSCAs in Argentina (June 1999)
[Paper]
 

Bangladesh (Top)

A Simple Poverty Scorecard for Bangladesh (April 2013)
English, 2010 data: [Paper] [Data-entry software and its documentation]

Bengali/Bangla, 2010 data: [Scorecard and look-up table] translated by Grameen Foundation (log-in required)

English, 2005 data: [Paper] [Data-entry software and its documentation]

Bengali/Bangla, 2005 data: [Scorecard] (translated by Plan International)

English, 2000 data: [Paper]

 

A Cost-Effectiveness Analysis of the Grameen Bank of Bangladesh (June 2001)
[Paper]

A Framework for the Analysis of the Performance and Sustainability of Subsidized Microfinance Organizations With Application to BancoSol of Bolivia and to Grameen Bank of Bangladesh (December 1997)
[Paper complete] [Paper condensed]

Estimating the Number of Microfinance Clients Who Crossed $1/Day in 1990–2006: An Example Using Survey Data for Grameen Bank and BRAC (April 2012)
[Paper]


Benin (Top)

A Simple Poverty Scorecard for Benin (March 2012)
English: [Paper] [Data-entry software and its documentation]

Français: [Document] [Tableur saisie donnés et son document]

 

Bolivia (Top)

A Simple Poverty Scorecard for Bolivia (December 2009)
English, 2007 EH: [Paper] [Data-entry software and its documentation]

English, 2002 EH: [Paper]

Castellano, 2007 EH: [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

Credit Scoring for Microfinance: Can It Work? (November 2000)
English: [Paper]

Castellano: [Documento]

 

A Scoring Model of the Risk of Costly Arrears at a Microfinance Lender in Bolivia (April 2004)
English: [Paper]

Castellano: [Documento]

 

Scoring Drop-Out at a Microlender in Bolivia (July 2001)
English: [Paper]

Castellano: [Documento]

 

Aspects of Outreach: A Framework for the Discussion of the Social Benefits of Microfinance (June 1999)
English: [Paper]

Castellano: [Documento]

 

Microfinance and the Poorest of the Poor: Theory and Evidence From Bolivia (October 1999)
English: [Paper]

Castellano: [Documento]

A Framework for the Analysis of the Performance and Sustainability of Subsidized Microfinance Organizations With Application to BancoSol of Bolivia and to Grameen Bank of Bangladesh (December 1997)
[Paper complete] [Paper condensed]

BancoSol: The Challenge of Growth for Microfinance Organizations (August 1996)
English: [Paper]

Castellano: [Documento]

Français: [Document]

Apex Organizations and the Growth of Microfinance in Bolivia (September 1998)
[Paper] [Response by Hans Dellien for FundaPro]

Microfinance Market Niches and Client Profiles in Bolivia (December 1996)
[Paper]
 

Bosnia and Herzegovina (Top)

Poverty Scorecards: Lessons from a Microlender in Bosnia-Herzegovina (December 2004)
English: [Short paper] [Long paper]

Castellano: [Documento]

 

 

Brazil (Top)

A Simple Poverty Scorecard for Brazil (March 2010)
English: [Paper] [Data-entry software and its documentation]

Português: [Documento] [Software_de_entrada_de_dados e sua documentação]

 

Audit Sampling Microfinance Portfolio-at-Risk (April 2001)
English: [Paper] [Traditional sampling spreadsheet] [Needle-in-a-haystack sampling spreadsheet]

Français: [Document]

 

Burkina Faso (Top)

A Simple Poverty Scorecard for Burkina Faso (May 2011)
English: [Paper] [Data-entry software and its documentation]

Français: [Document] [Tableur saisie donnés et son document]

 

Cambodia (Top)

A Simple Poverty Scorecard for Cambodia (October 2009)
English: [Paper] [Data-entry software and its documentation]

Khmer: [Scorecard] (translated by Plan International)

 

Cameroon (Top)

A Simple Poverty Scorecard for Cameroon (September 2013)
English, 2007 ECAM: [Paper] [Data-entry software and its documentation]

Français, 2007 ECAM: [Document] [Tableur saisie donnés et son document]

 

China (Top)

An Expert-Based Poverty Scorecard for Rural China (May 2012)
English: [Paper]

 

Colombia (Top)

A Simple Poverty Scorecard for Colombia (November 2012)
English: [Paper] [Data-entry software and its documentation]

Castellano: [Documento] [Hoja de cálculo de entrada de datos  y su documentación]

 

Credit Scoring for Microfinance: Can It Work? (November 2001)
English: [Paper]

Castellano: [Documento]

 

Côte d’Ivoire (Top)

A Simple Poverty Scorecard for Côte dIvoire (July 2013)
English, 2008 ENV: [Paper] [Data-entry software and its documentation]

Français, 2008 ENV: [Document] [Tableur saisie donnés et son document]


Dominican Republic (Top)

A Simple Poverty Scorecard for the Dominican Republic (December 2010)
English: [Paper] [Data-entry software and its documentation]

Castellano: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

 

Dominican Republic: Analysis of the Clients of FondoMicro (June 1995)
[Paper]

 

Credit Scoring for Microfinance: Can It Work? (November 2000)
English: [Paper]

Castellano: [Documento]

 

Ecuador (Top)

A Simple Poverty Scorecard for Ecuador (December 2008)
English: [Paper] [Data-entry software and its documentation]

Castellano: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

 

Egypt (Top)

A Simple Poverty Scorecard for Egypt (April 2010)
[Paper] [Data-entry software and its documentation]

 

El Salvador (Top)

A Simple Poverty Scorecard for El Salvador (May 2010)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

Notes on Methods Used in a Survey of Rural Clients of Financiera Calpiá en El Salvador (August 1998)
[Paper]

Notes on Basic Features of the Rural Borrowers of Financiera Calpiá in El Salvador (June 1999)
[Paper]
 

Ethiopia (Top)

A Simple Poverty Scorecard for Ethiopia (April 2009)
[Paper] [Data-entry software and its documentation]

 

Fiji (Top)

A Simple Poverty Scorecard for Fiji (July 2014)
English [Paper] [Data-entry software and its documentation]

 

The Gambia (Top)

Predicting Creditworthiness With Publicly Observable Characteristics: Evidence From ASCRAs and RoSCAs in the Gambia (1998)
[Paper] [Gauss program for marginal effects in bivariate Probit]

 

Ghana (Top)

A Simple Poverty Scorecard for Ghana (February 2010)
[Paper] [Data-entry software and its documentation]

 

 

Guatemala (Top)

A Simple Poverty Scorecard for Guatemala (May 2010)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

 

Haiti (Top)

A Simple Poverty Scorecard for Haiti (June 2006)
English: [Paper]

Kreyol: [Scorecard and look-up table (translated by Grameen Foundation)]

French: [Scorecard and look-up table (translated by Grameen Foundation)]

 

Measuring poverty of microfinance clients in Haiti (Sept. 2006, by Rob Fuller)

[Paper]

 

Honduras (Top)

A Simple Poverty Scorecard for Honduras (May 2010)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

 

India (Top)

A Simple Poverty Scorecard for India (May 2012)
Round 66: [Paper] [Data-entry software and its documentation]

Round 62: [Paper] [Data-entry software]

Round 59: [Paper]

 

Is One Simple Poverty Scorecard Enough for India? (August 2006)
[Paper]

 

Indonesia (Top)

A Simple Poverty Scorecard for Indonesia (December 2012)
English: July 2010 (non-panel/core) SUSENAS: [Paper] [Data-entry software and its documentation]

Bahasa: July 2010 (non-panel/core) SUSENAS: [Scorecard and look-up table] [Interview Guide] translated by Grameen Foundation (log-in required)

English: July 2007 (non-panel/core) SUSENAS: [Paper] [Data-entry software and its documentation]

 

Jordan (Top)

A Simple Poverty Scorecard for Jordan (October 2010)
[Paper] [Data-entry software and its documentation]

 

Kenya (Top)

A Simple Poverty Scorecard for Kenya (March 2011)
2005/6 KIHBS: [Paper] [Data-entry software and its documentation]

1997 WMS: [Paper] [Data-entry software and its documentation]

 

Malawi (Top)

A Simple Poverty Scorecard for Malawi (February 2011)
[Paper] [Data-entry software and its documentation]

 

Mali (Top)

A Simple Poverty Scorecard for Mali (July 2008, 2005 PPP lines added January 2010)
English, 1993 PPP lines: [Paper] [Data-entry software and its documentation]

English, 2005 PPP lines: [Paper] [Data-entry software and its documentation]

Français: [Exposé] [Document] [Tableur saisie donnés et son document]

 

 

Mexico (Top)

A Simple Poverty Scorecard for México (August 2009)
English, 2008 ENIGH: [Paper] [Data-entry software and its documentation]

English, 2006 ENIGH: [Paper] [Data-entry software and its documentation]

English, 2002 ENIGH: [Paper]

Castellano, ENIGH 2008: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, ENIGH 2006: [Documento] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, ENIGH 2002: [Documento]

 

 

Morocco (Top)

A Simple Poverty Scorecard for Morocco (July 2013)

English, 2007 ENNVM: [Paper] [Data-entry software and its documentation]

Français, 2007 ENNVM: [Document] [Tableur saisie donnés et son document]

Arabic, 2007 ENNVM: [Scorecard and look-up table] [Interviewer Guide] (translated by Grameen Jameel) (log-in required)

English, 1998/9 ENNVM: [Paper]

Arabic, 1998/9 ENNVM: : [Scorecard and look-up table] (translated by Grameen Foundation)

 

Mozambique (Top)

A Simple Poverty Scorecard for Mozambique (August 2013)
English: [Paper] [Data-entry software and its documentation]

Português: [Documento] [Software_de_entrada_de_dados e sua documentação]

 

Myanmar (Top)

A Simple Poverty Scorecard for Myanmar (August 2012)
English, 2009 IHLCA: [Paper] [Data-entry software and its documentation] [User_review and Pilot_test] [ToT_slides, ToT_Quiz, and ToT_Role-Play_Script] [Targeting_Manual]

Myanmar, 2009 IHLCA: [Scorecard_and_Guide_to_Interpretation_of_Indicators] [Data-entry_software]

 

Namibia (Top)

A Simple Poverty Scorecard for Namibia (August 2013)
English, 2009/10 HIES: [Paper] [Data-entry software and its documentation]

 

Nepal (Top)

A Simple Poverty Scorecard for Nepal (October 2013)
English, 2010 NLSS: [Paper] [Data-entry software and its documentation]

English, 2003/4 NLSS: [Paper] [Data-entry software and its documentation]

Nepali, 2003/4 NLSS: [Scorecard] (translated by Plan International)

 

Nicaragua (Top)

A Simple Poverty Scorecard for Nicaragua (January 2013)
English: 2009 EMNV [Paper] [Data-entry software and its documentation]

English: 2005 EMNV [Paper] [Data-entry software and its documentation]

Castellano: 2009 EMNV [Documento] [Hoja de cálculo de entrada de datos y su documentación]

Castellano: 2005 EMNV [Documento] [Hoja de cálculo de entrada de datos y su documentación]

 

Niger (Top)

A Simple Poverty Scorecard for Niger (September 2013)
English, 2007/8 ENBCM: [Paper] [Data-entry software and its documentation]

Français, 2007/8 ENBCM: [Document] [Tableur saisie donnés et son document]

 

Nigeria (Top)

A Simple Poverty Scorecard for Nigeria (October 2008)
[Paper]

 

Pakistan (Top)

A Simple Poverty Scorecard for Pakistan (August 2009)
English: 2005/6 PSLM [Paper] [Data-entry software and its documentation]

Urdu: 2005/6 PSLM [Scorecard] (translated by Plan International)

Sindhi: 2005/6 PSLM [Scorecard] (translated by Plan International)

English: 2000/1 PIHS [Paper]

 

Palestine (Top)

A Simple Poverty Scorecard for Palestine (June 2014)
2011 PECS [Paper] [Data-entry software and its documentation]

2007 PECS [Paper] [Data-entry software and its documentation]

2005 PECS [Paper]

 

Paraguay (Top)

A Simple Poverty Scorecard for Paraguay (December 2012)
English [Paper] [Data-entry software and its documentation]

Castellano [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

 

Peru (Top)

A Simple Poverty Scorecard for Peru (December 2012)
English, 2010 data: [Paper] [Data-entry software and its documentation]

English, 2007 data: [Paper] [Data-entry software and its documentation]

English, 2003 data: [Paper] [Data-entry software and its documentation]

Castellano, datos de 2010: [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, datos de 2007: [Figuras] [Hoja de cálculo de entrada de datos y su documentación]

Castellano, datos de 2003: [Figuras] [Hoja de cálculo de entrada de datos]

 

Philippines (Top)

A Simple Poverty Scorecard for the Philippines (May 2014)
2009 FIES-LFS: [Paper] [Data-entry software and its documentation]

2004 APIS: [Paper] [Data-entry software and its documentation]

2002 APIS: [Paper]

 

Romania (Top)

A Simple Poverty Scorecard for Romania (September 2009)
[Paper] [Data-entry software and its documentation]

 

 

Russia (Top)

A Simple Poverty Scorecard for Russia (March 2010)
English: [Paper] [Data-entry software and its documentation]

Русский: [Cкоркард и таблицы] [Ввода данных программного обеспечения]

 

Rwanda (Top)

A Simple Poverty Scorecard for Rwanda (December 2010)
English: [Paper] [Data-entry software and its documentation]

Français: [Document] [Tableur saisie donnés et son document]

 

 

Senegal (Top)

A Simple Poverty Scorecard for Senegal (September 2009)
English: [Paper] [Data-entry software and its documentation]

Français: [Document traduit par Grameen Foundation] [Carte et tableaux] [Tableur saisie donnés et son document]

 

Sierra Leone (Top)

A Simple Poverty Scorecard for Sierra Leone (March 2011)
[Paper] [Data-entry software and its documentation]

 

 

South Africa (Top)

A Simple Poverty Scorecard for South Africa (April 2009)
[Paper] [Data-entry software and its documentation]

 

Discrimination in Installment Lending by Retailers of Consumer Durables In Apartheid South Africa (1996)
[Paper]
 

 

Sri Lanka (Top)

 

A Simple Poverty Scorecard for Sri Lanka (July 2010)
English: [Paper] [Data-entry software and its documentation]

Sinhala: [Scorecard and poverty-likelihood tables, translated by the PPI Peer Learning Network of Sri Lanka]

Tamil: [Scorecard and poverty-likelihood tables, translated by the PPI Peer Learning Network of Sri Lanka]

 

 

Syria (Top)

 

A Simple Poverty Scorecard for Syria (June 2010)
English: [Paper] [Data-entry software and its documentation]

 

 

Tanzania (Top)

 

A Simple Poverty Scorecard for Tanzania (March 2011)
[Paper] [Data-entry software and its documentation]

 

 

Timor-Leste (Top)

 

A Simple Poverty Scorecard for Timor-Leste (September 2011)
English: [Paper] [Data-entry software and its documentation]

Tetun: [Livru rejistu] [Software hatama dadus nian, tradus husi Domingos Lopes Antunes]

 

 

Uganda (Top)

 

A Simple Poverty Scorecard for Uganda (September 2011)
[Paper] [Data-entry software and its documentation]

 

 

United States of America (Top)

Match Rates, Individual Development Accounts, and Saving by the Poor (October 2004)
[Paper]

Savings and Asset Accumulation in IDAs (ADD Report 2001) (January 2001)
[Report]

Microenterprise in the First and Worlds (June 2001)
English: [Paper] [Review]

Français: [Résumé]

Self-Employment, Microenterprise, and the Poorest (June 1999)
[Paper]

Lessons for Microenterprise Programs from a Fresh Look at the Unemployment Insurance Self-Employment Demonstration (June 1999)
[Paper]

Replicating Microfinance in the United States: Opportunities and Challenges (May 2001)
[Paper]

Asset Accumulation in Low-Resource Households: Evidence from IDAs (June 2003)
English: [Paper]

Français: [Document]

Drop-out from Individual Development Accounts: Prediction and Prevention (January 2002)
[Paper]

Measuring Saving (April 2004)
[Paper]

Asset-Building in Rural Areas (2005)
[Report]

A Framework of Asset-Accumulation Stages and Strategies (October 2001)
[Paper]

Saving and Asset-Accumulation Strategies Used by Low-Income Individuals (September 2000)
[Paper]

Saving Performance in the American Dream Demonstration: Final Report (October 2002)
[Report]

Income, Institutions, and Saving Performance in Individual Development Accounts (June 2003)
[Paper]

A Framework for Financial Benefit-Cost Analysis of IDAs (May 2000)
[Paper]

Program Costs for Individual Development Accounts: Final Figures from CAPTC in Tulsa (March 2004)
[Paper]

Cost-Effectiveness in Individual Development Accounts (April 2005)

[Paper]

What Do Individual Development Accounts Cost? The First Three Years at CAPTC (January 2002)
[Paper]

Resources Used to Produce IDAs in the First Two Years of ADD at CAPTC (August 2000)
[Paper] [Comment by Michael Sherraden]

Evaluation and Microenterprise Programs (August 2001)
[Paper]

Financial Education and Savings Outcomes in IDAs (June 2001)
[Paper]

Saving, IDA Programs, and Effects of IDAs: A Survey of Participants (January 2001)
[Paper]

Support for Microenterprise as Asset-Building: Concepts, Good Practices, and Measurement (April 2004)
[Paper]

Savings Patterns in IDA Programs (ADD Report 2000) (January 2000)
[Report]

Automatic deposits, payments, and the ‘unbanked' (1997)
[Paper]

 

Vietnam (Top)

A Simple Poverty Scorecard for Vietnam (March 2009)
English, 2006 VHLSS: [Paper] [Data-entry software and its documentation]

English, 2004 VHLSS: [Paper] [Presentation] [Data-entry software and its documentation]

Tiếng Việt, 2006 VHLSS: [Data-entry software] [Tài lieu cho phân mêm nhap d lieu] [Scorecard] (translated by Plan International)

Tiếng Việt, 2004 VHLSS: [Presentation] [Data-entry software] [Tài lieu cho phân mêm nhap d lieu]

 

Yemen (Top)

A Simple Poverty Scorecard for Yemen (May 2009)
English: [Paper] [Data-entry software and its documentation]

Arabic: [Scorecard and look-up table (translated by Grameen Foundation)]

 

Zambia (Top)

A Simple Poverty Scorecard for Zambia (April 2013)
English: [Paper] [Data-entry software and its documentation]

 

 



Links (Top )

Request to be linked.

Center for Social Development, George Warren Brown School of Social Work, Washington University in St. Louis
Rural Finance Group, Department of Agricultural, Environmental, and Development Economics, The Ohio State University

ENTERWeb, Jean-Claude Lorin

Microfinance Gateway, CGAP
Virtual Library on Microcredit with microfinance bibliography, Hari Srinivas
 



Addresses (Top)

Mark Schreiner, Director
Microfinance Risk Management, L.L.C.
mark@microfinance.com
http://www.microfinance.com

2441 Tracy Avenue
Kansas City, MO 64108-2935, U.S.A.
 

Office telephone: +1 (816) 359-3545 (GMT minus 6 hours)
Home telephone: +1 (816) 474-3115 (GMT minus 6 hours)
 

Senior Scholar, Center for Social Development
Washington University in St. Louis
Campus Box 1196, One Brookings Drive
St. Louis, MO 63130-4899, U.S.A.